Selling as-is lets you skip repairs, but Florida sellers still have disclosure duties.
Disclosure still matters
Florida generally requires sellers of homes to disclose known facts that materially affect value and are not easily seen. As-is language does not remove that duty. Ask an attorney if you are unsure what to share.
Insurance and condition
An older roof or storm damage can limit financed buyers because insurance can be harder to get. That is one reason an as-is sale can make sense.
Compare your net
Look at what you would take home after repairs, commissions and holding costs. See our as-is guide.
This page is general information, not legal, tax or financial advice. Rules vary by state and city, so please check with a qualified professional about your situation.
When You Are Ready, Tell Us About the Property
What Florida Sellers Must Disclose
Under Florida case law, sellers of residential property must disclose known facts that materially affect value and are not readily observable to the buyer. This duty applies even when the contract says “as is.” Since October 1, 2024, Florida sellers must also give buyers a flood disclosure about past flood insurance claims, federal flood assistance and known flooding.
How Florida As-Is Contracts Usually Work
- Many Florida sales use an “AS IS” contract with an inspection period.
- The buyer can inspect and cancel during that period, but the seller is not required to make repairs.
- Insurance inspections, like a four-point or wind mitigation report, can affect what a buyer can insure and finance.
- Condo sales may involve association documents, milestone inspections and reserve studies that affect value.
When a Cash Buyer Makes Sense
If your house has an older roof, open permits or damage that makes insurance hard to get, many financed buyers will struggle to close. A cash buyer can purchase without a lender, which often means fewer surprises and a firmer closing date.
Selling a South Florida house as-is? Get a no-obligation cash offer from a local, family-owned buyer.
