Selling Inherited Property in Missouri

Inheriting a Missouri home raises two early questions: who has authority to sell, and whether you want to keep it.

Who can sell

Depending on the title and the estate, the property may pass through the probate division of the circuit court, or by another route such as a beneficiary deed. An attorney can review the deed and tell you what applies.

Check the house and the city

Confirm that insurance stays active, and find out about unpaid taxes. In the St. Louis area, ask the city whether an occupancy inspection applies.

Compare your options

You can keep it, repair and list it, list it as-is or sell directly. Read our inherited house guide.

This page is general information, not legal, tax or financial advice. Rules vary by state and city, so please check with a qualified professional about your situation.

When You Are Ready, Tell Us About the Property

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First, Find Out How the House Was Owned

• Joint ownership with survivorship. The surviving owner usually owns the house automatically and can sell after recording a death certificate and affidavit.
• Beneficiary deed. Missouri allows a beneficiary deed (transfer on death). The named beneficiary can often take title without probate.
• Trust. The successor trustee can usually sell under the trust terms.
• In the person’s name alone. This usually means probate or a small estate affidavit before anyone can sell.

Probate in Missouri, Briefly

Missouri probate cases are handled by the probate division of the circuit court in the county where the person lived. The court issues letters to the personal representative, who can then act for the estate. Notice to creditors is published, and most claims must be filed within six months of the first publication. For estates under $40,000 after debts, a small estate affidavit may be available instead. An attorney can confirm which path fits your family.

Keep, Rent or Sell?

Before deciding, add up the monthly cost of holding the house, the repairs it needs and whether every heir agrees. Many Missouri families we work with choose to sell as-is so they can settle the estate without cleaning out or repairing an older home.